“assurance” and “insurance”

One normally “assures” against something that will definitely happen — for example death. No matter how important we are, none of us can escape death. It is inevitable. You usually “insure” yourself against something that may or may not happen — for example, fire, burglary and flood. Not all of us will have our house destroyed in a fire accident. But some of us do buy “fire insurance” and “flood insurance”.

S. UPENDRAN, The Hindu- ‘Know Your English’ Series, May 02, 2005

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